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Financial experts have been advising UK consumers on how to ensure that they get the best credit rating they can when they go to consult websites like Experian.

It has been confirmed that there are a few things that consumers can do to make sure that their credit score is boosted and it works in their favour when they make applications for credit in the future.

New data has revealed that the credit ratings of thousands of people are being affected because there are small pieces of information that are inaccurate. Some experts have gone on to say that inaccurate details as trivial as a mobile telephone number given in place of a landline number; an incorrect billing address paired with a credit card and a lack of presence on the electoral roll can all work against people who are trying to be seen as favourably as possible by lenders as they become more lenient when it comes to the credit they give consumers.

Ensuring that all information that is on a credit check free is vital to improving a credit score. Applying to obtain credit when a credit rating is based on an incomplete profile or one with inaccurate data can have a lasting effect on the integrity of a credit rating in future.

There have also been stark warnings that applying for joint credit if you are in a relationship can drag down your individual rating dramatically if the other person has a poor credit history.

Money-saving expert Martin Lewis had a value tip for consumers who were trying to avoid being constantly rejected when they are applying for credit, which in turn damages their reputation; that tip was consistency. He said: "It is crucial to be consistent on your job title, use the same mobile phone number, and anything else that may vary." The key tip that remains for those who are seeking to better their credit rating is to act as soon as possible should they believe that the information connected to their credit score is wrong to prevent more harm than good from being done to a credit rating.

More consumers are beginning to keep a close eye on their credit by using credit-monitoring services. The commercialisation of businesses like Experian has made these options more popular and has helped consumers to take a more hands-on approach in bettering their credit score for good.